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Master Your Money Personal Use Ebook

Master Your Money Personal Use Ebook
License Type: Personal Use
File Type: ZIP
SKU: 63703
Shipping: Online Download
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CHAPTER 1 9 TIPS TO BENEFIT FROM DISCOUNTS

There are so many discounts you can get on a daily basis if you are paying attention. You may not be able to qualify for every single idea on every single day, but it may generate opportunities for other potential discount opportunities for the things that you need and want.

1. Student Discounts – Students can get discounts on all kinds of things if they have a student ID. From bookstores to life insurance, nothing is off-limits when it comes to asking or a discount for your student or for you if you're a student.

2. Elderly Discounts – What constitutes "elderly" is different for each business, but start looking for discounts once you reach about 55. And once you're 65, you can get tons of discounts off food, gym membership, and even tuition.

3. The Day Discounts – Just like some restaurants make it a tradition to offer inexpensive tacos on Tuesday night, some offer "buy one get one" offers, "children eat free" offers and other offers on different days. Learn the days for your favorite places.

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4. Your Job Title Discounts – The military, nurses, teachers, fire rescue, and more often get discounts in the local area if you just ask. Don't be shy. If you fit into a job classification that might deserve discounts, the local business owners may agree too.

5. Membership Discounts – If you are a member of something such as AARP, Costco, or even your book club, many memberships offer benefits like discounts on regular shopping that members tend to do. If you have joined anything as a member, look to your members' benefits statements to find out what more you can do with it.

6. Frequent Shopper Discounts – Some business owners offer regular and frequent shoppers discounts the more you shop. For example, Kohl's offers "Kohl's Cash" each time you shop, which is a coupon that you can use during specific dates to get a deeper discount on your next trip.

7. Gender Discount Nights / Days – Like to party? Bars still have "ladies' night" and "gents' night" as well as other nights that offer the person of the night a significant discount and even freebies.

8. Holiday Discounts – Whatever holidays are prevalent where you live, there is usually a similar discounted sale going on. For example, in the USA, Memorial Day is common for mattress sales. February is a typical time you can shop at malls around America and get huge discounts of 80 percent or more on clothing.

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9. Time of Year Discounts – Some businesses give discounts for you on your birthday and other special days. If they ask for that type of information, find out why it's being used - maybe in order to send you a discount coupon.

To help you remember certain discounts, take the time to plan any shopping trip in advance so that you always look up potential discounts before you even leave the house.

CHAPTER 2 12 INTERESTING JOBS IDEAS FOR RETIREES

If you're a retiree looking for another job to help shore up your bank accounts or buy something extra, or just to be around people, these options might work for you. Remember that you can change your entire direction if you want to, or you can leverage what you learned working and become a consultant. These twelve great jobs for retirees will make you want to get started now.

1. Photographer – You can become a photographer in a few ways. Many companies that need someone to take school pictures offer equipment and training for people. But you can learn to become an adequate photographer on your own today by taking a class through LinkedIn Learning, Udemy.com, or even locally.

2. Temp Event Staff – In your local area, there are probably events that need people to handle a lot of set-up, teardown, and organization such as parking. You can sign up for these types of jobs through various temp agencies in your town or go directly to the venue that puts on the events to ask.

3. Substitute Teaching – Even if you have never taught or have a degree, in some locations you can become a substitute teacher. They make from $50 and up per day and are in high demand. A good sub can work full time in a large district.

4. Child Care Provider – Another way to be around kids and make some money in a job for retirees is to work at a daycare center or start your own daycare in your home. If you work at a center, you’re likely to make minimum wage, but you can often arrange to work only a couple days a week in the room you want to work in, such as the infant room.

5. Freelancer – Another way to work is to become a freelancer. You can work online as a virtual assistant, content writer, graphic designer, and other positions as a freelance contractor for a variety of business types.

6. Drivers and Delivery Drivers – Rideshares and personalized delivery are very popular right now. They give you an excellent opportunity to make money in your retirement, working only on the days you want to work. Sign up with Instacart.com, Uber.com, Lyft.com, and others to find out more.